Savings

Our general savings account is an interest bearing account that is offered to all customers.

–   Limited Transactions
–   Low minimum balance requirement
–   ATM/Debit Card
–   Online/Mobile Banking
–   Online Bill Pay
–   Paper or E-Statements
–   Bank to Bank transfers
–   Remote Deposit
–  Identity Theft Protection offered

Visit our Bank in Ipswich to open an account today!

The Ipswich State Bank offers several different options regarding Certificated of Deposits (CD’s).

• The minimum amount required to open a CD is $1000.00
• Early withdrawal penalties may apply
• Accounts may be set up single maturity or automatically renewable. All automatically renewable certificates have a 10 day grace period
• For current interest rates please call 605-426-6031.

We have several different CD terms to choose from including:

CD TERMS:

6 Month CD
12 Month CD
24 Month CD
48 Month CD

Stop in today to open a Certificate of Deposit!

The Ipswich State Bank offers Traditional IRA’s and Roth IRA’s

• All IRA deposited are invested into an 18 month CD
• Penalties for early withdrawals may apply
• Current interest rates can be obtained by calling 605-426-6031

Vist our Bank in Ipswich to open an IRA today!

The “Money Market account” is an interest bearing account. Interest is compounded and credited to the account monthly. The minimum balance to open a Money Market account is $2,500.00. This account must maintain an average daily balance of $2,500.00.

–  No monthly service fee when you maintain a minimum balance
–  Unlimited Transactions
–  ATM/Debit Card
–  Online/Mobile Banking
–  Online Bill Pay
–  Paper or E-Statements
–  Bank to Bank transfers
–  Remote Deposit
–  Identity Theft Protection offered

–  For the current interest rate of this account please call 605-426-6031.

Visit our Bank in Ipswich to open an account today!